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The current study explored the influence of bank value on cash holding among universal banks in Ghana. A panel data covering the period from 2009 to 2018 was used for the analysis. The Panel Least square regression model was utilized as the main technique for data analysis. The findings from this study revealed that, bank value has a significant positive influence on cash holdings of the universal banks in Ghana. Similarly, the study showed that, profitability, working capital and growth contribute positively to cash holdings of the banks. It is recommended that the universal banks should focus more on improving the bank value through value addition policies and measures. This will contribute to achieving a greater level of cash holdings. Keeping enough cash helps the banks to take advantage in any business opportunity that may arise at any time.

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