Piyani, H. O., G. Chandrarin, and Sihwahjoeni. “Analysis of the Influence of Financial Literacy on Business Sustainability Through the Utilization of E-Commerce: A Study of MSMEs in the Food and Beverage Industry Sector in Balikpapan City”. European Journal of Business and Management Research, vol. 8, no. 1, Feb. 2023, pp. 306-14, doi:10.24018/ejbmr.2023.8.1.1829.